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riverglen financial associates

MORTGAGES & EQUITY RELEASE

Mortgages

We will take the time, by considering your personal circumstances, to source the right mortgage or re-mortgage for you from over 100 institutions.

We have no ties with any particular bank or building society which means our advisers will give you truly independent advice, whether you are:

• Moving home or starting out on the property ladder
• Staying put, but looking round for a better deal
• Considering re-financing or make improvements
• Exploring the 'Buy to Let' market place

We will make the process of borrowing money seem far less complicated, allowing you to concentrate on finding the right property for you. With our support you can review compare and discuss different mortgage combinations from the many providers in the market place.

There will be a fee for mortgage advice the precise amount will depend on your circumstances but we estimate it will be 1% of the mortgage amount subject to a minimum fee of £500. For example on a loan of £100,000 our fee will be £1000.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release

Releasing equity is simply the process of making the money in your home work for you either by giving you a lump sum or a regular income; there are many options depending where you are in life.

If you are seriously thinking about equity release we may consider things you haven't, we can help to direct you towards the best option by:

• Helping you to consider the most appropriate way to generate cash or income
• Highlighting the risks and real costs involved
• Illustrating how the value of your estate will change or decrease
• Discussing the implications for your family on your death

Home reversion plan and lifetime mortgages are complex products. To understand the features and risks, please ask for a personalised illustration

mortgages and equity release factsheet

our services

Retirement Planning
Expert advice to ensure your retirement is plain sailing. Find out more

Investments & Savings
Helping you to plan your finances to suit you, your lifestyle and budget.  Find out more

Mortgages  & Equity Release
Making sure buying a house is as hassle-free as possible.  Find out more

Care Fees Planning
Helping you make the right decisions for the right reasons for your family. Find out more

Portfolio Review Service
Our tailored service is a fast, easy way to control your finances from one central point. Find out more